Auto req ID: 3657BR
Title: Sr. Risk Analyst
Job Function: Risk Management
State and City: Texas, Plano
Company: Harley-Davidson Financial Services
Full or Part-Time: Full-Time
Job Summary:
POSITION SUMMARY
Under limited supervision the Sr. Risk Analyst will maintain, analyze, and advance portfolio strategies that promote continuous improvement towards achieving company profitability and loss objectives. Partner with operational/risk leadership to develop and implement performance/incentive targets and tracking that drive successful operational behaviors.
PRIMARY RESPONSIBILITIES
Supports the design and continuance of Champion/Challenger strategies for Collections, Loss Mitigation, and Vehicle Remarketing; quantifies results, including the evaluation of the performance of external vendors. Develops and communicates recommendations for strategy changes determined by the strategy’s associated costs and benefits.
Coordinates with Servicing leadership, IT project managers, and business consultants to gather IT Servicing project statuses and timelines. Communicates potential risks and cost variances to leadership to assist with prioritization and resource allocation decision-making.
Regularly monitor/audit adherence to strategies and produce process gap analysis. Guide Business Intelligence to develop and schedule exception reporting to enforce business rules critical to strategies’ effectiveness. Serve as subject matter expert on system improvements that improve operational performance and enhance portfolio controls.
Leads the full management of the custom behavioral scorecard, including strategy design and execution. Analyzes and makes recommendations for optimum risk/return scorecard trade-offs.
Provides Senior Management team with periodic updates on portfolio strategies’ effectiveness and industry trends through benchmarking efforts.
Protection of employees, customers and corporate information is everyone's responsibility at HDFS. All employees must follow established physical, electronic and procedural safeguards, including policies regarding data protection, segregation of duties, use of passwords, and access to information based solely on business need. In addition, any company-proprietary information (including but not limited to customer information) may not be transferred or transported outside of HDFS by employees upon leaving the company.
It is the individual responsibility of every employee to maintain current awareness and understanding of appropriate banking laws, regulations, internal policies and procedures, and to comply with those laws, regulations, policies and procedures.
Education Required:
EXPERIENCE & KNOWLEDGE
Bachelor’s degree in quantitative discipline such as Mathematics, Economics, Statistics or Finance required
Experience Required:
EXPERIENCE
5+ years Credit/Collections/Risk experience in financial services industry required
Strong database aptitude and/or SAS programming skills
Ability to distill complex analytics to readily understandable business recommendations
Creative thinker, problem-solver
Strong verbal and written communication skills
Proven contributor in a team environment with the demonstrated ability to interact effectively with all levels of staff
Direct Reports: No
Title: Sr. Risk Analyst
Job Function: Risk Management
State and City: Texas, Plano
Company: Harley-Davidson Financial Services
Full or Part-Time: Full-Time
Job Summary:
POSITION SUMMARY
Under limited supervision the Sr. Risk Analyst will maintain, analyze, and advance portfolio strategies that promote continuous improvement towards achieving company profitability and loss objectives. Partner with operational/risk leadership to develop and implement performance/incentive targets and tracking that drive successful operational behaviors.
PRIMARY RESPONSIBILITIES
Supports the design and continuance of Champion/Challenger strategies for Collections, Loss Mitigation, and Vehicle Remarketing; quantifies results, including the evaluation of the performance of external vendors. Develops and communicates recommendations for strategy changes determined by the strategy’s associated costs and benefits.
Coordinates with Servicing leadership, IT project managers, and business consultants to gather IT Servicing project statuses and timelines. Communicates potential risks and cost variances to leadership to assist with prioritization and resource allocation decision-making.
Regularly monitor/audit adherence to strategies and produce process gap analysis. Guide Business Intelligence to develop and schedule exception reporting to enforce business rules critical to strategies’ effectiveness. Serve as subject matter expert on system improvements that improve operational performance and enhance portfolio controls.
Leads the full management of the custom behavioral scorecard, including strategy design and execution. Analyzes and makes recommendations for optimum risk/return scorecard trade-offs.
Provides Senior Management team with periodic updates on portfolio strategies’ effectiveness and industry trends through benchmarking efforts.
Protection of employees, customers and corporate information is everyone's responsibility at HDFS. All employees must follow established physical, electronic and procedural safeguards, including policies regarding data protection, segregation of duties, use of passwords, and access to information based solely on business need. In addition, any company-proprietary information (including but not limited to customer information) may not be transferred or transported outside of HDFS by employees upon leaving the company.
It is the individual responsibility of every employee to maintain current awareness and understanding of appropriate banking laws, regulations, internal policies and procedures, and to comply with those laws, regulations, policies and procedures.
Education Required:
EXPERIENCE & KNOWLEDGE
Bachelor’s degree in quantitative discipline such as Mathematics, Economics, Statistics or Finance required
Experience Required:
EXPERIENCE
5+ years Credit/Collections/Risk experience in financial services industry required
Strong database aptitude and/or SAS programming skills
Ability to distill complex analytics to readily understandable business recommendations
Creative thinker, problem-solver
Strong verbal and written communication skills
Proven contributor in a team environment with the demonstrated ability to interact effectively with all levels of staff
Direct Reports: No